OVER 19 YEARS OF EXPERIENCE
Chip Card is one of the leading processors of payment transactions operating in the territory of the Republic of Serbia and the region since 2004, and represents a reliable and stable partner to its clients – banks, sellers and other financial and non-financial organizations.
The Chip Card business consists of two business lines:
- The payment transaction processing operations intended for banks and financial institutions, and
- Operations of the eMoney Institution, e-Commerce and POS integration, intended for sellers.
Through Payten d.o.o. Beograd, as a majority shareholder, Chip Card is connected to companies within Payten Group, operating within the broader Asseco group.
E-MONEY INSTITUTION, INNOVATIVE SERVICES
During 2017 Chip Card was registered as a payment institution and started providing services and developing e-commerce. During 2021 Chip Card obtained the licence of the National Bank of Serbia for e-money issuance, which also includes authorizing Chip Card to provide payment services – the acceptance of buyers’ payment cards in e-sellers’ points of sale and the transfer of funds to sellers on the basis of sales transactions.
Chip Card provides the comprehensive services of payment transaction processing in line with the industry security standards, such as the PCI DSS and PIN-security standard. The software used in Chip Card’s operations is fully PA DSS-certified. In addition to the certificates specified above, Chip Card also holds the following certificates: ISO 27001, ISO 27701, ISO 20000, ISO 22301, ISO 9001 and ISO 14001.
Supported card brands include Visa, Mastercard, DinaCard, UnionPay, while Chip Card can also support other brands according to customer requests.
Why is it important for companies to be ISO certified?
Application of ISO standards has become mandatory in almost all areas of business.
Investing in ISO certification has numerous benefits for companies, including improvement of quality, business efficiency and information protection, and what is increasingly important, among others, provides the opportunity for organizations to comply with environmental protection standards. Chip Card is proud of its certification journey and works continuously to ensure the highest standards in every aspect of its business.
What are the benefits for ISO certified organizations?
The integration and application of multiple standards in one organization is one of the key advantages on the market. The ISO 9001, ISO 20000, ISO 22301, ISO 27001, ISO 27701 and ISO 14001 standards introduced by Chip Card in previous years form a harmonious set that improves the entire business.
1. Quality certification, ISO 9001
The ISO 9001 standard allows companies to align their procedures with requirements that imply service quality, it improves business efficiency and customer satisfaction.
2. Efficiency in the IT sector, ISO 20000
Modern IT companies feel the need to apply the ISO 20000 standard in order to optimize their business processes and have the possibility for continuous improvements in the provision of IT services.
3. Business recovery in emergency situations, ISO 22301
This standard helps organizations recover from crisis situations while protecting their reputation and market share.
4. Information protection, ISO 27001 and 27701
The protection of privacy and personal data, as well as the application of technical and organizational measures according to these standards, are regulatory and contractual requirements of companies. By applying thesestandards, organizations achieve information security and safety.
5. Environmental protection, ISO 14001
Chip Card has been ISO 14001 certified since October 2023. This standard is essential for transparent and socially responsible operations of the organization, which ensures a better future for the next generations.