All Payment Services

In One Place!

OVER 17 YEARS OF EXPERIENCE

Chip Card is one of the leading payment processors operating in the Republic of Serbia and the region since 2004 and it represents a reliable and stable partner to its clients – banks, merchants and other financial and non-financial organizations.

The Chip Card business consists of two business lines:

  • Operations of payment processing intended for banks and financial institutions, and
  • Operations of the Electronic Money Institution, e-Commerce and POS integration, intended for merchants.

 

Through their majority shareholder Payten d.o.o. Belgrade, Chip Card is connected with companies within the Payten Group, which operates as part of the broader Asseco Group.

ELECTRONIC MONEY INSTITUTION, INNOVATIVE SERVICES

Chip Card was registered as a Payment Institution in 2017 and began providing services and developing e-commerce. During 2021, Chip Card received a permit from the National Bank of Serbia to issue electronic money which includes the authorization of Chip Card to provide payment services such as acceptance of customers’ payment cards at Internet merchants’ points of sale and transfer of funds to merchants on the basis of purchase and sale transactions.

 

SECURE TRANSACTIONS

Chip Card provides comprehensive payment processing services in accordance with industry security standards, such as PCI DSS and PIN security standard. The software used by Chip Card for their business is fully PA DSS certified. In addition to the aforementioned certificates, Chip Card also has the ISO 27001, ISO 27701, ISO 20000 and ISO 9001 certificates.
Supported card brands include Visa, Mastercard, DinaCard, UnionPay, while Chip Card can also support other brands according to customer requests.

 

Get to know our BENEFITS

Reliable and secure processing service

Established High Availability, Disaster Recovery, and Business Continuity. Key infrastructure, technological, and IT resources. 24/7 risk analysis, abuse prevention and support.

Flexibility and quick response to customer requests

Leadership in the implementation of business solutions. Customized payment solutions, implemented in a short time period. During the realization of each project, a dedicated project team is selected to implement the chosen solution and guide the client through the entire process.

High system availability

High system availability based on official Visa and MasterCard data.

Data security

Business is conducted in accordance with ISO 27001, ISO 27701, ISO 9001, and PCI DSS standards.

Expertise, project management

Minimal involvement of client resources in the implementation of business solutions. Professional team with many years of experience in the payment and ICT industry.

Cost-effective business, competitive prices

Services offered on favorable terms, flat rates, scalable rates, transparent invoicing, and various other rate models.

Data Back Up

Redundant data and virtual data center.

Unique and innovative company culture

The professional development and improvement of employees is one of the most important Chip Card missions. Our team, which consists of highly educated and qualified individuals, is constantly monitoring changes in the business environment in order to provide our clients with high-grade services, all in accordance with international standards.

Creating long-term partnerships with clients

Implementing quality and modern solutions, providing support to payment cards businesses and online payments businesses, as well as developing new products, their timely marketing, which all provides our customers with more efficient and profitable business.

Milan Ognjanović

Chip Card Executive director 

As a Company with two major lines of business: Payment processing and eMoney Institution, Chip Card
aims to position itself as one of the major players in outsourced processing market in the SEE region,
able to support all standard and high-end payment instruments and channels.

In the past period, the Company has grown into a modern and well-constituted organization possessing
contemporary information-communication technology and has all the conditions needed for offering
and performing the services of transaction processing, eCommerce, card management, terminal
management, risk monitoring as well as all other services from within its activity.

For CC is very important not only to do business, but equally important is to do business right.

One of our primary goals is to put customers and their needs first, to provide best possible payment
enabler service, empowered by knowledge, innovation, and positivity.

Our clients about us

Security is the main feature of the services that Chip Card provides to our Bank. In order to entrust someone with your security, you must have the trust on which all other conditions for performing payment processing operations in the name and on behalf of our Bank depend.

Poštanska štedionica Bank a.d. Belgrade
Sector for Payment Cards and Digital Banking

For us at OTP bank, security and payment efficiency are of the utmost importance. Our goal is to provide our customers with the best user experience and Chip Card is the right partner on this path because we believe that their reliability and flexibility can maintain and support our growth.

Darko Hujdurović
Head of the Department for Digital Channel Administration
OTP Bank Serbia a.d. Novi Sad

We have been collaborating with Chip Card since 2020 on providing our clients with a complete Web Shop service. By using Chip Card solutions for payment card acceptance, we are able to offer our customers an efficient and modern Web Shop.

Dušan Pilipović
Director – Avocado.rs

By choosing Chip Card to process our transactions which take place at mPOS terminals, we have been getting record-breaking transactions numbers. As the largest taxi company in the country, the introduction of card payments helped us achieve various benefits. After the first major project, new projects just kept lining up, such as COF, instant payments, and numerous ‘benefit’ projects we organize with our partners.

Nebojša Andrić
CTO Pink Taxi

As one of the founders and users of Chip Card services since 2004, we can attest to the high degree of reliability, availability, and quality of the payment processing services, which is evident by the high degree of consistency with the prescribed terms and standards. We particularly single out high data security and system availability as the core of our successful business.
ALTA bank a.d. Belgrade chose Chip Card services due to technologically advanced solutions and flexible tariffs.

Ljiljana Arsenijević
Direktor
ICT Sector – ALTA Bank a.d. Belgrade

Chip Card a.d Belgrade, as an electronic money institution, has contributed to the high-grade and successful provision of electronic payment services, i.e. providing support for service payments through the eUprava portal and at the counters of the local self-government units. The development of electronic services, which are available to citizens and companies on the eUprava portal, has provided high-level technological services and realized an efficient electronic administration intended for citizens.

Zoran Mišić

Deputy Director – eUprava

Security is the main feature of the services that Chip Card provides to our Bank. In order to entrust someone with your security, you must have the trust on which all other conditions for performing payment processing operations in the name and on behalf of our Bank depend.

Poštanska štedionica Bank a.d. Belgrade
Sector for Payment Cards and Digital Banking

For us at OTP bank, security and payment efficiency are of the utmost importance. Our goal is to provide our customers with the best user experience and Chip Card is the right partner on this path because we believe that their reliability and flexibility can maintain and support our growth.

Darko Hujdurović
Head of the Department for Digital Channel Administration
OTP Bank Serbia a.d. Novi Sad

We have been collaborating with Chip Card since 2020 on providing our clients with a complete Web Shop service. By using Chip Card solutions for payment card acceptance, we are able to offer our customers an efficient and modern Web Shop.

Dušan Pilipović
Director – Avocado.rs

As one of the founders and users of Chip Card services since 2004, we can attest to the high degree of reliability, availability, and quality of the payment processing services, which is evident by the high degree of consistency with the prescribed terms and standards. We particularly single out high data security and system availability as the core of our successful business.
ALTA bank a.d. Belgrade chose Chip Card services due to technologically advanced solutions and flexible tariffs.

Ljiljana Arsenijević
Director
ICT Sector – ALTA Bank a.d. Belgrade

By choosing Chip Card to process our transactions which take place at mPOS terminals, we have been getting record-breaking transactions numbers. As the largest taxi company in the country, the introduction of card payments helped us achieve various benefits. After the first major project, new projects just kept lining up, such as COF, instant payments, and numerous ‘benefit’ projects we organize with our partners.

Nebojša Andrić
CTO Pink Taxi

Chip Card a.d Belgrade, as an electronic money institution, has contributed to the high-grade and successful provision of electronic payment services, i.e. providing support for service payments through the eUprava portal and at the counters of the local self-government units. The development of electronic services, which are available to citizens and companies on the eUprava portal, has provided high-level technological services and realized an efficient electronic administration intended for citizens.

Zoran Mišić

Deputy Director– eUprava

Reference