All Payment Services

In One Place!

OVER 17 YEARS OF EXPERIENCE

Chip Card is one of the leading processors of payment transactions operating in the territory of the Republic of Serbia and the region since 2004, and represents a reliable and stable partner to its clients – banks, sellers and other financial and non-financial organizations.

The Chip Card business consists of two business lines:

  • The payment transaction processing operations intended for banks and financial institutions, and
  • Operations of the eMoney Institution, e-Commerce and POS integration, intended for sellers.

 

Through Payten d.o.o. Beograd, as a majority shareholder, Chip Card is connected to companies within Payten Group, operating within the broader Asseco group.

E-MONEY INSTITUTION, INNOVATIVE SERVICES

During 2017 Chip Card was registered as a payment institution and started providing services and developing e-commerce. During 2021 Chip Card obtained the licence of the National Bank of Serbia for e-money issuance, which also includes authorizing Chip Card to provide payment services – the acceptance of buyers’ payment cards in e-sellers’ points of sale and the transfer of funds to sellers on the basis of sales transactions.

 

SECURE TRANSACTIONS

Chip Card provides the comprehensive services of payment transaction processing in line with the industry security standards, such as the PCI DSS and PIN-security standard. The software used in Chip Card’s operations is fully PA DSS-certified. In addition to the certificates specified above, Chip Card also holds the following certificates: ISO 27001, ISO 27701, ISO 20000 and ISO 9001.
The supported card brands are Visa, MasterCard, DinaCard, UnionPay, while Chip Card can support other brands as well according to the clients’ requests.

Supported card brands include Visa, Mastercard, DinaCard, UnionPay, while Chip Card can also support other brands according to customer requests.

 

Get acquainted with our ADVANTAGES

Profitability of business, competitive prices

The offer of services under favourable conditions, flat tariffs, scalable tariffs, transparent invoices, different tariff models.

Data Backup

Redundant data and virtual data center.

Unique and innovative company culture

The employees’ professional development and improvement is one of Chip Card’s most important tasks. Our team, which consists of highly educated and qualified individuals, is constantly keeping up to date on changes in the business environment, in order to provide our clients with a high level of service, in line with the global standards.

Creating long-term, partner relations with clients

The implementation of high-quality modern solutions, providing support in payment card operations and online payments, as well as the development of new products and their timely release in the market, which provides our clients with more efficient and profitable business.

Reliable and secure processing service

The established High Availability, Disaster Recovery and Business Continuity. The possession of the key infrastructure, technological and IT resources. 24/7 risk analysis, prevention of misuse and support.

Flexibility and prompt responses to the clients’ demands

Leadership in the implementation of business solutions. Adjusted payment solutions, with short-term implementation. A special-purpose project team is appointed for each project to implement the solution agreed upon and guide the client throughout the process.

High system availability

High system availability according to the official Visa and MasterCard data.

Data security

The business operations are performed in compliance with ISO 27001, ISO 27701, ISO 20000 and ISO 9001 and PCI DSS standards.

Expertise, project management

A minimum inclusion of the clients’ resources in business solutions implementation. Our specialists have years of experience in the payment and ICT industries.

Data security

ISO 20000

Milan Ognjanović

Executive Director of Chip Card

As a company with two main lines of business: Payment transaction processing and E-Money Institution, Chip Card aims to position itself as one of the chief companies in the SEE region, and to support all the standard and advanced payment instruments in the market of payment service providers.

In the past period, we have developed into a modern and well-structured organization which possesses the modern information-communication technologies and meets all the requirements for the provision and performance of transaction processing services, e-Commerce, card and terminal management, the monitoring of risks and risky transactions, and other services within its domain.

It is important for CC not only to do business, but to do business properly and conscientiously.

Our clients and their needs are always our top priority and it is our goal to provide the best possible service in line with high security standards, reinforced by knowledge, innovations and a positive approach to business.

Our clients about us

Security is the main feature of the services that Chip Card provides to our Bank. In order to entrust someone with your security, you must have the trust on which all other conditions for performing payment processing operations in the name and on behalf of our Bank depend.

Poštanska štedionica Bank a.d. Belgrade
Sector for Payment Cards and Digital Banking

For us at OTP bank, security and payment efficiency are of the utmost importance. Our goal is to provide our customers with the best user experience and Chip Card is the right partner on this path because we believe that their reliability and flexibility can maintain and support our growth.

Darko Hujdurović
Head of the Department for Digital Channel Administration
OTP Bank Serbia a.d. Novi Sad

We have been collaborating with Chip Card since 2020 on providing our clients with a complete Web Shop service. By using Chip Card solutions for payment card acceptance, we are able to offer our customers an efficient and modern Web Shop.

Dušan Pilipović
Director – Avocado.rs

By choosing Chip Card to process our transactions which take place at mPOS terminals, we have been getting record-breaking transactions numbers. As the largest taxi company in the country, the introduction of card payments helped us achieve various benefits. After the first major project, new projects just kept lining up, such as COF, instant payments, and numerous ‘benefit’ projects we organize with our partners.

Nebojša Andrić
CTO Pink Taxi

As one of the founders and users of Chip Card services since 2004, we can attest to the high degree of reliability, availability, and quality of the payment processing services, which is evident by the high degree of consistency with the prescribed terms and standards. We particularly single out high data security and system availability as the core of our successful business.
ALTA bank a.d. Belgrade chose Chip Card services due to technologically advanced solutions and flexible tariffs.

Ljiljana Arsenijević
Direktor
ICT Sector – ALTA Bank a.d. Belgrade

Chip Card a.d Belgrade, as an electronic money institution, has contributed to the high-grade and successful provision of electronic payment services, i.e. providing support for service payments through the eUprava portal and at the counters of the local self-government units. The development of electronic services, which are available to citizens and companies on the eUprava portal, has provided high-level technological services and realized an efficient electronic administration intended for citizens.

Zoran Mišić

Deputy Director – eUprava

Security is the main feature of the services that Chip Card provides to our Bank. In order to entrust someone with your security, you must have the trust on which all other conditions for performing payment processing operations in the name and on behalf of our Bank depend.

Poštanska štedionica Bank a.d. Belgrade
Sector for Payment Cards and Digital Banking

For us at OTP bank, security and payment efficiency are of the utmost importance. Our goal is to provide our customers with the best user experience and Chip Card is the right partner on this path because we believe that their reliability and flexibility can maintain and support our growth.

Darko Hujdurović
Head of the Department for Digital Channel Administration
OTP Bank Serbia a.d. Novi Sad

We have been collaborating with Chip Card since 2020 on providing our clients with a complete Web Shop service. By using Chip Card solutions for payment card acceptance, we are able to offer our customers an efficient and modern Web Shop.

Dušan Pilipović
Director – Avocado.rs

As one of the founders and users of Chip Card services since 2004, we can attest to the high degree of reliability, availability, and quality of the payment processing services, which is evident by the high degree of consistency with the prescribed terms and standards. We particularly single out high data security and system availability as the core of our successful business.
ALTA bank a.d. Belgrade chose Chip Card services due to technologically advanced solutions and flexible tariffs.

Ljiljana Arsenijević
Director
ICT Sector – ALTA Bank a.d. Belgrade

By choosing Chip Card to process our transactions which take place at mPOS terminals, we have been getting record-breaking transactions numbers. As the largest taxi company in the country, the introduction of card payments helped us achieve various benefits. After the first major project, new projects just kept lining up, such as COF, instant payments, and numerous ‘benefit’ projects we organize with our partners.

Nebojša Andrić
CTO Pink Taxi

Chip Card a.d Belgrade, as an electronic money institution, has contributed to the high-grade and successful provision of electronic payment services, i.e. providing support for service payments through the eUprava portal and at the counters of the local self-government units. The development of electronic services, which are available to citizens and companies on the eUprava portal, has provided high-level technological services and realized an efficient electronic administration intended for citizens.

Zoran Mišić

Deputy Director– eUprava

Reference