Save your card data for each subsequent purchase
The so-called Card On File functionality allows users to enter their card details once and save them for future purchases, significantly speeding up the purchasing process.
The so-called Card On File functionality allows users to enter their card details once and save them for future purchases, significantly speeding up the purchasing process.
The customer selects the option “Save the card for future purchases”
Card data is securely stored in compliance with PCI DSS standards.
For future purchases, the customer simply confirms the payment without re-entering their card details.
Implementing the Card on File service brings numerous advantages to merchants, especially in sectors where customers frequently return and make repeat purchases.
By enabling tokenized storage of card data, business becomes more efficient, secure, and optimized for higher conversions.
Faster billing and simpler checkout - Customers don't have to enter their card details for every purchase, which speeds up transactions and enhances the user experience.
Increased conversions and fewer abandoned transactions - A seamless checkout process reduces the likelihood of customers abandoning their payments, which is crucial for online services, betting operators, and taxi applications.
Data security and compliance with PCI DSS standards - Tokenization eliminates the need to store sensitive card data, reducing fraud risks and making it easier for merchants to comply with security regulations.
Higher customer loyalty - When payments are simple and secure, customers are more likely to return.
More efficient business operations - Automating the checkout process reduces administrative burdens, allowing merchants to focus on growth and improving customer experiences.
Suitability for various industries - Card on File stands out in sectors where transaction speed is critical, such as delivery, large online retailers, online betting, taxi applications, etc.
With the Card on File service, customers can save their card details and order food with a single click, eliminating the need to re-enter their information for every order. This functionality significantly speeds up the checkout process and enhances the user experience, making payments simpler and safer. Tokenization ensures that card data is never directly exposed to merchants, reducing the risk of fraud. This option is particularly suitable for food delivery platforms, where users often return and order multiple times per week, resulting in higher conversions and increased customer loyalty.
Sign up for the serviceOn e-commerce and marketplace platforms, Card on File allows users to save their card details for future purchases, greatly accelerating the payment process. Customers can complete transactions with a single click, eliminating the need to re-enter information with each purchase. This functionality helps reduce cart abandonment rates and increases conversions by providing users with a seamless and efficient payment experience. With data tokenization, security is at the highest level because sensitive data is never directly exposed to merchants. This is especially beneficial for platforms with frequent purchases, such as online stores, multibrand marketplaces, and specialized e-commerce sites.
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Payment speed is crucial for online betting platforms, where users often make multiple deposits in a short period of time. With a saved card, they can top up their accounts instantly, without re-entering their details, thus speeding up the deposit process and reducing the number of abandoned transactions. Tokenization ensures that card data remains protected while users enjoy a smooth and secure payment experience.
Sign up for the serviceIn taxi applications, users expect fast and easy payment. Card on File enables a saved card to be used for every subsequent ride, without requiring the user to enter details or handle cash. Payments are processed automatically at the end of the ride, increasing efficiency, security, and customer satisfaction, while ensuring faster and more secure payments for drivers.
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Card on File payments are secure when supported by reliable services, encrypted transactions, and additional protection mechanisms provided by Chip Card.
The payment page is secured with an SSL (Secure Sockets Layer) certificate that protects the data entered by the user.
Chip Card complies with the highest data protection standards, such as PCI DSS standards, which relate to the processing of payment card data.
3D Secure authentication additionally protects Card on File payments during the first transaction. When paying on the secure page of the Chip Card, the user/customer must verify the transaction with a one-time password (OTP) sent by his issuing bank via SMS.
Chip Card, as well as merchants, can monitor transactions in real time and identify any “suspicious” transactions that will be further analyzed.
As with all other online transactions, it is important to exercise caution and use secure communication channels and reliable service providers to reduce the risk of fraud and unauthorized access to payment information. By following the above guidelines, Card on File payments are secure for both buyers and merchants.
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